Utah Renters Insurance in Provo & Payson | Bear River® Renters Insurance Near You | Also Offering Progressive, Safeco, and More!

Contact us

Renters Insurance in Utah

Home insurance isn’t just for homeowners, renters need coverage too. If you rent a house or apartment in Utah, you need renters insurance to protect your property. Don’t rely on your landlord’s insurance to cover you since their coverage is likely for the building, not the contents within your unit.

Renters Insurance Near You

Offices in Provo & Payson, UT

If you’re looking for a “renters insurance agent near me”, you’ve come to the right place! At Keystone Insurance we offer Bear River Mutual® renters insurance, as well as other companies like Progressive, Safeco, Travelers, Auto Owners, The Hartford, and more. Want to know more about the price of renters insurance? Our agents in Provo & Payson will find you the right type of coverage at the right price.

Renters Insurance FAQs

With renters insurance, will you be able to replace what is damaged or stolen?

Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.

However, renters insurance does not cover floods, earthquakes, or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.

If you are forced out of your home because of a disaster, will your additional living expenses be covered?

Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can’t live in it due to a fire, severe storm or another insured disaster. It covers hotel bills, temporary rentals, restaurant meals, and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member, or your pet and pays legal defense costs if you are taken to court.

How Much Renters Insurance Do You Need?

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates, and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in a safe place away from your home.

If you rent an apartment or house near Payson, Provo, or anywhere else in Utah, you need renters insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.

Call Keystone Insurance for more information on Bear River renters insurance and find out more about renters insurance prices by getting a free quote. Protect yourself and your belongings. With offices in Payson, and Provo, UT, when you choose Keystone Insurance, you’ll always have a renters insurance agent nearby.

Insurance Quote



“I went to Jason when I was a freshman at BYU having moved from Missouri and was starting out on my own. He helped me find great car insurance and I felt like I could really trust him. As time went on he proved this as I had an accident, added my wife to the plan, and got renters insurance all while keeping my monthly premiums under $85 a month for full coverage! I have now moved back to Missouri for work and family, but how I miss Jason, Keystone Insurance, and Bear River!!! I didn’t have to speak to Jason more than a handful of times over the 5 years I was there, but he felt like part of the family whenever I did. Thanks again! You made my young adult years so much easier!”

Rating: 5/5 ⭐⭐⭐⭐⭐
Rob Poeppelmeier

Check out our 500+ Google reviews!