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Motorcycle Insurance Utah

Looking for motorcycle insurance coverage in Utah? Want to know how much motorcycle insurance costs? You’ve come to the right place! We help residents of Utah get the right coverage for their needs. With offices in Provo and Payson, you’re sure to have an experienced motorcycle insurance agent nearby.


Jump to: Cost of Motorcycle Insurance | Motorcycle Insurance vs Car Insurance | Minimum Liability Requirements | How to Keep Rates Low | Do I Need Insurance? | Things to Consider | Testimonials | Get a Quote



How much does motorcycle insurance cost?

The average cost for motorcycle insurance in Utah ranges between $50 and $800 depending on the size of the vehicle and coverage needed. For example, insurance coverage for motorcycles can be as low as $75 yearly for smaller bikes and scooters. There are several factors that affect the price, some common factors include:

Are Motorcycles Usually More Expensive to Insure than a Car?

Sportbikes are typically more expensive than Cruisers or Scooters, but all are generally less expensive to insure than a regular vehicle.

What are the minimum liability insurance limits in Utah?

Does insurance cover accessories?

Most companies will include $3,000 (or more) of additional equipment that extends to protective wear and accessories to the bike, but we can add additional coverage if that’s not quite enough.

What discounts are available?

Motorcycle insurance costs can be reduced with Homeowner, Multi-cycle, Rider Safety Course, (and many riding groups and clubs across the country including H.O.G). discounts.

How can I keep the price of my motorcycle insurance as low as possible?

motorcycle-insurance-cost-keystone-insuranceMany factors can play a role in determining the cost of your motorcycle insurance. Some factors include age, driving record, where you live, type of motorcycle you own, being a graduate of a rider-training course, and much more.

Why do I need insurance for my motorcycle?

You’ll enjoy being out on the open road, even more, when you’re not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

Learn more about the consequences of driving without insurance in Utah.


Things to consider and questions to ask your agent:

Your Independent Agent is an advocate for finding insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:


Commercial Motorcycle Insurance

Commercial motorcycle insurance is a less common, but increasingly used product throughout the U.S. and Utah. It normally offers blanket Liability coverage for a large group (fleet) of motorcycles rather than insuring each bike by itself.

With the advent of Turo where consumers could offer their auto for rent to other regular consumers, motorcycle owners were soon afforded the same option through companies like Twisted Road.

When your motorcycle is rented out through these large companies, their commercial motorcycle insurance coverage is triggered on your behalf to make sure that you’re covered properly while it’s in the care, custody, and control of the renter.


“Keystone is awesome, they are always so fast to respond, and they take good care of you! Their rates are also so low compared to other companies!”

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Riley Rugg

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Areas We Serve

We write insurance policies for the State of Utah. If you live in, or close to, the following areas call us for a quote!
Your area not on the list? Call us and we’ll guide you to the nearest agent!


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