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5 Common Misconceptions about Home Insurance

With so much information about homeowners insurance floating around the internet, it's easy to jumble it all up. But it's important to know exactly what you're buying before signing on the dotted line. This article discusses five of the most common misconceptions about homeowners insurance that people frequently mix up.
  1. Filing a claim increases premium prices: While it's true that filing multiple claims is likely to increase your premium, filing a single claim may not cause a price hike. This is particularly true if you haven't filed a claim within the last few years. However, to protect your bank account, double check the repair estimate to ensure that the cost exceeds that of your deductible.
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