When you work with your hands, whether it be as a plumber, electrician, landscaper, carpenter, or general contractor, it is imperative that you have the proper insurance to handle any sort of claim that results from an incident on the job. Managing the risks involved with your profession helps to keep you, your employees, and your company safe. At Keystone Insurance we offer numerous business insurance policies to help mitigate these risks.
A general liability insurance policy is required by law in the state of Utah for all licensed contractor businesses. At Keystone Insurance Services we offer this type of policy, which covers you against claims for bodily injury or property damage to others arising from your contractor or construction services. For example, if you are an arborist and you accidentally damage someone’s roof while taking down a tree, you may be covered.
If you own or rent a space for your business in Utah, you want to be protected from potential property losses, in the case of theft or damage of your tools or equipment. The same is true while you are transporting that equipment from job site to job site, mobile property insurance (also called Inland Marine) protects your tools while they are in transit.
Similar to your personal vehicle policy, a commercial vehicle policy protects you on the road. At Keystone Insurance we can make sure you get the best commercial vehicle insurance policy to fit your business’s unique needs.
Sometimes part of your general liability policy, contract liability insurance protects you in case your client tries to dispute the working contract. At Keystone Insurance Services we will make sure whatever policy you choose covers all the major issues that could arise.
Depending on the type of business you run here in Utah, there are a host of risks that could be involved. When you are looking for the right insurance for your small business you need to consider:
If you own your own construction company and are looking for the best insurance provider in Utah, look no further than Keystone Insurance. We offer a wide range of policies to fit every type of business need and we will take the time to go over all of your options, making sure you get the coverage that works best for your business.
At the very least, you should have a general liability policy. General contractors in the state of Utah are required to be insured with a minimum coverage of $100,000 for each incident and $300,000 in total coverage.
These are just a few of the types of businesses Keystone Insurance helps out:
If you are a construction company business owner contact our office today.