Cheap Auto Insurance - Bear River Insurance® in Provo, Utah | Free Online Insurance Quote

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Cheap Auto Insurance

In business since 1909, Keystone Insurance as part of Bear River Mutual has a long history of providing the cheapest insurance quotes to the people of Utah and we are proud to know that our service has helped so many consumers obtain auto insurance at the lowest cost in order to save hundreds and even thousands of dollars.

Don’t just take our word for it, third-party comparison reviews of the cheapest insurance rates across the state of Utah have repeatedly shown that Bear River Mutual repeated beat out our larger competitors for most policy categories.

Here are a few examples that did on cheap insurance rates back in February 2017. In the category of “Cheapest for Good Drivers” this is what they found in their car insurance comparison:


As you can see, we beat the competition by a wide margin with our low insurance rates. We also were ranked for the best insurance prices for the categories of  “Cheapest for drivers with one at-fault crash”, Cheapest for drivers with poor credit”, & “Cheapest for retired drivers”

Another website review by performed comparisons on a basic level of auto insurance coverage; $25,000 for bodily injury per person, $60,000 for total bodily injury for all involved, and $15,000 for property damage, or a 25/60/15 plan.

They found that Bear River Mutual was able to offer the lowest cost of all insurance companies they received quotes from.


Cheapest Insurance Rates and Good Customer Service

Being able to offer the cheapest car insurance rates in Utah is great for our clients, but what about our service? For that, we turn to our existing customers to give you their stories. See below for just a sampling of what our happy clients have said about their experience with us.



Attention to customer satisfaction is of one of the most important aspects of providing good insurance rates. With Bear River Mutual, you will be dealing with a company that has been providing Utah residents with the best auto insurance rates and great service for many years.

How Are Bear River’s Rates So Low?

We or able to keep our rates so low in a number of ways. First, since we are a locally owned mutual giving policies in Utah only. Policy holders don’t have to pay extra for disasters common to other states. Next, policy holders are actual owners of the mutual fund instead of stakeholders or investors. So as a policy holder, you become part of the company and are able to benefit. Finally, as part of Bear River Mutual, Keystone Insurance keeps to strict acceptance values. This means that you are in good company with other safe, responsible drivers like yourself. Higher driving standards means fewer accidents, fewer payouts, and therefore cheaper insurance premiums.

If you’re looking for local auto insurance, it only takes a few minutes to receive a free auto insurance quote and find out exactly how much money you could be saving with us.



“Celia at Keystone was an incredible agent to work with. She responded to my request for a car insurance quote quickly. Not to mention she found me the best rate for the coverage I was wanting. She was very helpful and thorough in her work. She made sure to make sure I could contact her at any time if I had questions. She made the process incredibly quick and easy. I would recommend working with her.”

Rating: 5/5 ⭐⭐⭐⭐⭐
Mason Kovacs
November 10, 2018

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